Capital Gains Tax Calculator
Equity, Mutual Funds & F&O
Equity / Stocks
Mutual Funds (Equity)
F&O (Business Income)
Total Gain
Total Tax
| Component | Amount |
|---|---|
| Equity STCG (20%) | |
| Equity LTCG (12.5%) | |
| MF STCG (20%) | |
| MF LTCG (12.5%) | |
| F&O Tax (~30%) | |
| Total Tax (incl. 4% cess) |
📊 Capital Gains Tax Calculator India (2026)
Use this Capital Gains Tax Calculator India 2026 to estimate tax on stocks, mutual funds, and F&O trading income. It applies the latest STCG 20%, LTCG 12.5%, ₹1.25 lakh exemption, and 4% cess.
💡 Capital Gains Tax Rates (FY 2026-27 / 2027)
- STCG (Equity): 20%
- LTCG (Equity): 12.5% above ₹1.25 lakh
- F&O Income: As per income tax slab (~30%)
- Cess: 4% applicable
❓ FAQ - Capital Gains Tax India
1. What is capital gains tax in India?
Tax on profit earned from selling stocks, mutual funds, or assets.
2. What is LTCG exemption in 2026?
₹1.25 lakh per year on equity investments.
3. What is STCG tax rate in India?
20% on equity sold within 1 year.
4. Is F&O taxed as capital gain?
No, it is treated as business income.
5. Is cess included?
Yes, 4% health & education cess is added.
👉 This tool is for estimation based on latest India tax rules (2026).